The MSME Relationship Manager Recruitment 2025 by Punjab & Sind Bank offers a dynamic opportunity for banking professionals to drive MSME business growth on a contractual basis. This recruitment seeks candidates with expertise in MSME banking to fill roles across India, supporting the bank’s mission to enhance financial services for small and medium enterprises. Applications are open, and candidates can apply online via punjabandsindbank.co.in. This guide provides comprehensive details on eligibility, application process, selection criteria, and more, presented in mobile-friendly tables to help you navigate the MSME Relationship Manager Recruitment 2025 with ease.
Overview of MSME Relationship Manager Recruitment
| Field | Details |
|---|---|
| Organization | Punjab & Sind Bank (Government of India Undertaking) |
| Post | MSME Relationship Manager (Contractual) |
| Contract Duration | 1 year (extendable up to 3 years based on performance) |
| Application Mode | Online via punjabandsindbank.co.in |
| Application Deadline | Not specified (check website for updates) |
| Job Location | Anywhere in India (based on bank’s requirement) |
| Compensation | Negotiable, subject to GST (borne by bank) |
The MSME Relationship Manager Recruitment 2025 is a contractual role, and appointees are not considered government employees or entitled to regularization.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Educational Qualification | – Mandatory: Full-time regular Graduation in any discipline from a recognized university/institute (Govt. of India/AICTE) – Preferred: Full-time MBA in Marketing or Finance |
| Work Experience (as of 18.06.2025) | Minimum 3 years as a relationship manager in MSME banking with a Bank/NBFC/Financial Institution in India |
| Credit History | Minimum CIBIL score of 650 at joining (CIBIL report required at document verification) |
| Reservation | As per government guidelines for SC/ST/OBC/EWS/PwBD; valid certificates required (OBC with non-creamy layer, EWS with Income & Asset Certificate) |
Candidates must ensure all qualifications are from recognized institutions and provide percentage marks (converted from CGPA if applicable) in the application. Check punjabandsindbank.co.in for details.
Application Process
| Step | Details |
|---|---|
| Visit Website | Log on to punjabandsindbank.co.in, click “Recruitment” on the homepage |
| Fill Form | Complete online application with accurate personal, educational, and experience details |
| Upload Documents | – Educational certificates – Experience certificates – Photo ID – Reservation certificates (if applicable) – Two passport-size photos |
| Pay Fee | Online payment only (amount not specified; check website) |
| Submit & Print | Submit application, take printout of system-generated form |
Only the last valid application is considered; multiple applications lead to disqualification. Ensure no changes in name or details to avoid cancellation in the MSME Relationship Manager Recruitment.
Selection Process
| Stage | Details |
|---|---|
| Method | – Written Test (if needed, based on application volume) – Screening – Personal Interview |
| Written Test (if conducted) | – 100 questions, 100 marks: – Professional Knowledge: 60 marks (60 min, English/Hindi) – English Language: 20 marks (15 min, English) – General Awareness (Banking): 20 marks (30 min, English/Hindi) – No negative marking – Only Professional Knowledge marks used for shortlisting |
| Interview | – Conducted in New Delhi – Candidates shortlisted based on written test performance – Final merit list based on combined written test and interview scores |
| Qualifying Criteria | Set by bank based on performance; candidates must qualify each stage separately |
Exam centers include Patna, Delhi-NCR, Mumbai, Chennai, and more (full list on website). Results and interview schedules will be published on punjabandsindbank.co.in.
Job Profile and Responsibilities
| Responsibility | Details |
|---|---|
| Business Development | Identify new MSME business opportunities, conduct customer outreach |
| Target Achievement | Meet revenue, profitability, and business volume goals |
| Client Relationship | Deepen ties with existing/potential MSME clients, liaise with stakeholders |
| Due Diligence | Conduct preliminary financial analysis, market intelligence |
| Cross-Selling | Promote ancillary products to MSME customers |
| Market Analysis | Monitor competitor activities, report client/portfolio insights |
| Branch Support | Assist in onboarding new MSME business, negotiate deals |
The MSME Relationship Manager Recruitment 2025 seeks proactive professionals to enhance MSME banking services.
Document Verification Requirements
| Document | Details |
|---|---|
| Identity Proof | PAN Card/Passport/Driving License/Voter ID/Aadhaar/Employee ID (with photocopy) |
| Educational Certificates | Graduation/MBA mark sheets, certificates (original + self-attested copies) |
| Experience Certificates | Proof of 3+ years in MSME banking (with joining/relieving dates) |
| Reservation Certificates | SC/ST/OBC (non-creamy layer)/EWS (Income & Asset)/PwBD (Disability) certificates |
| CIBIL Report | Minimum score of 650, from candidate’s bank |
| Others | – Interview call letter – Online application printout – Two passport-size photos – NOC (if employed) |
Biometric verification (photo/thumb impression) is mandatory. Non-compliance leads to disqualification in the MSME Relationship Manager Recruitment.
Terms and Conditions
| Condition | Details |
|---|---|
| Contract Tenure | 1 year, extendable up to 3 years (annual review) |
| Termination | Bank or candidate can terminate with 1 month’s notice or compensation |
| Probation | 6 months |
| Medical Examination | Mandatory before joining |
| Exclusivity | No other assignments allowed during contract |
| Disqualification | False information, misconduct, or unfair means lead to cancellation |
Tips for Success
To excel in the MSME Relationship Manager Recruitment 2025:
- Verify Eligibility: Ensure 3+ years of MSME banking experience and valid certificates.
- Prepare for Test: Focus on professional knowledge (MSME banking, finance).
- Maintain CIBIL Score: Achieve 650+ before joining.
- Check Website: Regularly visit punjabandsindbank.co.in for updates.
- Accurate Application: Avoid errors in name, category, or contact details.
Punjab & Sind Bank Website
The official Punjab & Sind Bank website (punjabandsindbank.co.in) is the recommended platform for the MSME Relationship Manager Recruitment. It offers the advertisement, application portal, exam details, and results, ensuring a smooth process.
Conclusion
The MSME Relationship Manager Recruitment 2025 is a prime opportunity for banking professionals to advance their careers with Punjab & Sind Bank. By meeting eligibility criteria, preparing for the selection process, and applying accurately, you can secure a rewarding role. Visit punjabandsindbank.co.in for updates and apply today!
